1 thought on “How to guarantee factory property insurance”

  1. Enterprise property can be divided into three categories according to the standards that can be guaranteed, they can guarantee property, special -guaranteed property, and non -guaranteed property.
    1, the guarantee property
    The according to corporate property projects, including houses, buildings and affiliated decoration equipment, machines and equipment, tools, instruments and production utensils, transportation tools and equipment, management tools and low -value are easy Consumers, raw materials, semi -finished products, products, finished products or inventory products, special reserve products, build houses, buildings and building materials, outside accounts or amortized property, and baying property, etc. Special -insured property (referred to as special insurance property) refers to the insurance property stated in the insurance policy after the special agreement is specially agreed.
    2. Special insurance property
    is divided into special insurance property that does not increase rates and special insurance property that requires increase rates.不提高费率的特保财产是指市场价格变化较大或无固定价格的财产,如金银、珠宝、玉器、首饰、古玩、古画、邮票、艺术品、稀有金属和其他珍贵财物;堤堰, Substation, railway, culvert, bridge, dock, etc. Property that needs to increase the rate or the special terms of insurance must be attached to insurance.
    3, non -guaranteed property
    The property containing the following six situations is not the insurance scope of enterprise property insurance:
    (1) property that does not belong to general production materials or materials, such as land , Mine, mine, pits, forests, aquatic resources, and crops that have not been entered after being harvested or harvested;
    (2) The risks are special.
    (3) Property that cannot identify value, such as documents, account books, charts, technical materials;
    (4) Insure these property to conflict with relevant government laws and regulations, such as illegal buildings, dangerous buildings, illegal buildings, illegal buildings, illegal buildings, illegal buildings, illegal buildings, illegal buildings, illegal buildings, illegal buildings, illegal buildings, illegal buildings, illegal buildings, illegal buildings The property occupied; supplies in the transportation process;
    (5) The dangerous property will inevitably occur, such as dangerous houses;
    (6) The property of other insurance types should be insured.
    Extension reading: [insurance] How to buy, which one is good, teach you to avoid these "pits"

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