3 thoughts on “What is the difference between bank gold bars and gold shops?”
Della
The gold sold by banks and Shanghai Gold Exchange is the safest. And the physical gold bars sold by the physical gold shop are a bit good and bad. If the physical gold is used to test it, most of them are fake, or a layer of gold is placed outside, so that people can not see it, or the gold content is less than 99.9%, which will cause investors to suffer losses. , So it is better for investors to go to the bank to buy gold. Here are several ways to buy the gold bars. 1 is to buy. Investors can purchase gold bars directly at the bank's mobile banking at the bank. Investors can choose to take gold away, or you can entrust banks to keep physical gold. Industrial and Commercial Bank of China, China Merchants Bank, Industrial Bank, and Pudong Development Bank all have physical gold investment products for sale. Taking Pudong Development Bank as an example, the current price of Shuangxi Dragon and Phoenix 5 grams is 2350 yuan, which is 470 yuan per gram. The price of 3 grams of Fuyou Jinsheng is 1980 yuan, which is 660 yuan per gram. Pre -sale gold life 50 grams of gold, priced at 21,400 yuan, to 428 yuan per gram, and shipped 15 days after payment. In addition, investors can also buy paper gold at the bank. Paper gold is also equivalent to buying and selling gold bars, but paper gold is not an extraction, but records on the bank's "personal gold account".
It is to buy physical gold on the Shanghai Gold Exchange. When buying gold bars on the Gold Exchange, individuals must open relevant gold accounts to buy. Investors can open through the comprehensive membership of the Shanghai Gold Exchange, or they can choose the financial member of the Shanghai Gold Exchange. After opening, you can apply for delivery to extract the physical gold bar. On July 8th, the Shanghai Gold Exchange's gold bars were priced at 399.50 yuan/gram.
three is to buy directly at the physical gold shop. The physical gold shops mainly sell gold jewelry, ornaments, etc., and will also launch 4 years of New Year's gold bars, 4 specifications of 4 specifications and 850 grams of sets of 4 specifications, and 50 grams of 500 grams, and 50 gold bars weigh 1 kg. When buying gold bars, consumers can refer to the real -time report of the Gold Price of the International and Shanghai Gold Exchange for purchase.
The difference is that the source of the goods of the bank and the gold shop and the different way of gaining profit. In terms of the source of the goods, the cost of the bank's purchase may be relatively cheap. Many are also regulated. The procedures are complicated. Some are just agents, so agents also have to make money, so the price of gold prices will be slightly higher in this regard. The bank gold bars are just a simple way of financial management, but the bank's sideline, so there is no need to make too much profit. It is not difficult to see that many gold shop consumer markets are quite tense. At the same time, it is easy to see that there are also great competition between many golden splees on the market, and there are certain differences between each other. 1. The method of obtaining the profit of the two gold bars is different. The main source of profits of the gold shop is the poor sales profit, and the cost of physical operation is high, so the seller is more expensive. The bank earns the premium of the gold bars, and the bank is not as expensive as a physical gold shop, so it is relatively cheap. 2, the purchase channels of the two are different. The important thing is that the gold bar is a high -quality investment product for commodities and is supervised by multiple regulatory agencies. However, banks belong to a special state -owned asset relationship. Obviously, there are more purchase channels than gold shops, so the purchase cost has obvious advantages.
The bank gold bars belong to the country. The price is determined by the country according to the market, and the gold shop of the gold shop is private. You can adjust according to this price. Compared with banks, its cost is relatively high, so its gold bars are relatively high.
2. Different types of types
The gold shop has two types of gold and K gold, while bank gold is generally pure gold.
3, the investment value is different
The gold bar collection value of banks may be a little bit, and the relative will be less modified for gold bars, and the gold shop is a one for the public. A business -like behavior gives more different meanings to gold bars through processing, and is loved by more consumers.
The gold sold by banks and Shanghai Gold Exchange is the safest. And the physical gold bars sold by the physical gold shop are a bit good and bad. If the physical gold is used to test it, most of them are fake, or a layer of gold is placed outside, so that people can not see it, or the gold content is less than 99.9%, which will cause investors to suffer losses. , So it is better for investors to go to the bank to buy gold. Here are several ways to buy the gold bars.
1 is to buy. Investors can purchase gold bars directly at the bank's mobile banking at the bank. Investors can choose to take gold away, or you can entrust banks to keep physical gold. Industrial and Commercial Bank of China, China Merchants Bank, Industrial Bank, and Pudong Development Bank all have physical gold investment products for sale. Taking Pudong Development Bank as an example, the current price of Shuangxi Dragon and Phoenix 5 grams is 2350 yuan, which is 470 yuan per gram. The price of 3 grams of Fuyou Jinsheng is 1980 yuan, which is 660 yuan per gram. Pre -sale gold life 50 grams of gold, priced at 21,400 yuan, to 428 yuan per gram, and shipped 15 days after payment.
In addition, investors can also buy paper gold at the bank. Paper gold is also equivalent to buying and selling gold bars, but paper gold is not an extraction, but records on the bank's "personal gold account".
It is to buy physical gold on the Shanghai Gold Exchange. When buying gold bars on the Gold Exchange, individuals must open relevant gold accounts to buy. Investors can open through the comprehensive membership of the Shanghai Gold Exchange, or they can choose the financial member of the Shanghai Gold Exchange. After opening, you can apply for delivery to extract the physical gold bar. On July 8th, the Shanghai Gold Exchange's gold bars were priced at 399.50 yuan/gram.
three is to buy directly at the physical gold shop. The physical gold shops mainly sell gold jewelry, ornaments, etc., and will also launch 4 years of New Year's gold bars, 4 specifications of 4 specifications and 850 grams of sets of 4 specifications, and 50 grams of 500 grams, and 50 gold bars weigh 1 kg. When buying gold bars, consumers can refer to the real -time report of the Gold Price of the International and Shanghai Gold Exchange for purchase.
The difference is that the source of the goods of the bank and the gold shop and the different way of gaining profit. In terms of the source of the goods, the cost of the bank's purchase may be relatively cheap. Many are also regulated. The procedures are complicated. Some are just agents, so agents also have to make money, so the price of gold prices will be slightly higher in this regard.
The bank gold bars are just a simple way of financial management, but the bank's sideline, so there is no need to make too much profit. It is not difficult to see that many gold shop consumer markets are quite tense. At the same time, it is easy to see that there are also great competition between many golden splees on the market, and there are certain differences between each other.
1. The method of obtaining the profit of the two gold bars is different. The main source of profits of the gold shop is the poor sales profit, and the cost of physical operation is high, so the seller is more expensive. The bank earns the premium of the gold bars, and the bank is not as expensive as a physical gold shop, so it is relatively cheap.
2, the purchase channels of the two are different. The important thing is that the gold bar is a high -quality investment product for commodities and is supervised by multiple regulatory agencies. However, banks belong to a special state -owned asset relationship. Obviously, there are more purchase channels than gold shops, so the purchase cost has obvious advantages.
1. Different prices
The bank gold bars belong to the country. The price is determined by the country according to the market, and the gold shop of the gold shop is private. You can adjust according to this price. Compared with banks, its cost is relatively high, so its gold bars are relatively high.
2. Different types of types
The gold shop has two types of gold and K gold, while bank gold is generally pure gold.
3, the investment value is different
The gold bar collection value of banks may be a little bit, and the relative will be less modified for gold bars, and the gold shop is a one for the public. A business -like behavior gives more different meanings to gold bars through processing, and is loved by more consumers.