5 thoughts on “Why is the weight of the gold bars the same, but the bank is cheaper than the gold shop?”
Kent
Two main reasons: First, the main business is different and the profit points are different. Second, the style is different. everyone knows that the gold of Golden Store is more expensive than the gold of the bank. This is inevitable, because the gold shop's gold not only has the benefits of the brand. The golden prices of banks and gold shops are different, and their prices must be different. In addition, gold can be said to be very like girls. You can see that few girls will buy gold bars in the bank Most of them buy gold in the gold shop. Gold shops: Gold is the main business, rental, hydropower, card swiping fees, staff salary, etc., all expect the profit of selling gold to support store operations. The price you want to sell with the bank is preparing to clear the goods. Furthermore, purchase channels. The bank's purchase channels are naturally more channels than the Golden Stores. Moreover, Golden Store also needs to face a series of regulatory authorities, which is naturally not a problem for banks. Second, banks have the same gold bars without brand benefits. In addition, he has no store benefits. This gold saves a lot of costs. The gold bars are luxury, and these two are different at the same time as the price difference. style: The bank is mainly gold bars. The process is relatively simple. The styles of gold shops are rich and diverse. Large golden shop gold generally inventory is more than ten kilograms, thousands of gold jewelry: necklace pendant, bracelet bracelets, earrings rings, losers gold bars, and gifts. You can sell dozens of dollars more than do more than a good style. Of course, Golden Store does not expect gold to make money. For example, calculate at the price of 400 yuan/gram of gold. A gold called "artwork" can turn it over a few thousand yuan to thousands of yuan.
The ancients often said: Shengshi antique, golden world gold, is enough to see the position of gold in people's minds. China has always been a loyal fan of gold. In the past few years, the scene of Chinese aunt snapped up gold. This behavior has also made people around the world look at each other, but I have to say that the status of gold is relatively stable. But they are all gold. Do you know why banks are always cheaper than gold shops?
It gold, as a hard currency, is not only loved by the Chinese, but also attracts the attention of the people of the world. In 2019, the United States has carried out two consecutive interest rate cuts, which led to selling on US debt in many countries around the world. At this time, gold reached the peak of the currency at this time, and various countries accumulated gold. Anyone who knows gold knows that in recent years, as the gold mines have become less and less, the price of gold is also rising, but the same weight of gold can sell "two prices". Catty?
Is to buy gold, we all have two places to choose from. One is the bank and the other is the gold shop. There are more choices for Golden Stores. The reason is that Golden Store also comes with a lot of gold jewelry, but banks only sell gold bars. And what we call the "difference" is gold bars, pay attention! It's just a gold bar, which has nothing to do with gold jewelry.
It if you buy gold bars in these two locations, you will find that the price of the bank's gold bars is slightly lower than that of the gold shop. Buy gold bars in the gold shop, and the store will add more than 10 yuan and 8 yuan to the price of gold bars. Generally, the gold bars of more than 100 grams, the gold shop will increase the price of 8 yuan/gram, while the gold shops below 100 grams will increase by 10 yuan/gram. But when you buy gold bars in the bank, you will find that the price is lower than the gold shop. The banks are national institutions, so the gold bars sold by banks are sold directly to the public. Therefore, the gold sold by banks is strictly affected by international gold prices. The international gold price decline will not rise. The price of gold will be priced at the average price of the market. Generally, the price will be much higher than the bank. Moreover, the golden store's gold price will not immediately change with international gold prices, and there will be a certain lag.
The difference between the gold bars sold by the bank and the gold shop, the production process between the two is also different. The gold bar of the store is different. The appearance is obviously more beautiful than the bank. In order to increase the price of gold, the gold shop will make an article on these gold bars. Whether it is pattern or zodiac, it is obviously more vivid than the bank. The price is naturally naturally. Go up. For the difference between the two, there is no difference in gold itself. They are all thousands of gold. The reason why the bank is cheap is not only the national institution, but also the processing of gold itself. As for who is more credible, it is the same objective. As for how you choose, it depends on your own situation. If you want to look more beautiful, you can go to the gold shop to buy if you don't care about the price. If you just make gold investment unilaterally, you can choose a bank, because the bank's gold bars also have the function of helping you keep it. You can sell it directly when the gold price rises to reduce the cumbersome procedures in the middle.
As a hard currency, it is also loved by the Chinese people, especially the phenomenon of aunt snapped up gold in recent years. People also feel strange, why is the same weight gold bars cheaper in the bank than in the gold shop? It is said that the bank's first one is one -third cheaper than Golden Store, so what is going on? Also, will the price of gold bars in the bank really be so cheaper? Then let's take a look at what it is caused by what kind of reasons. First of all, the positioning is different. In the bank, the bank's business mainly rely on the difference between the deposit and loan to make profits. For banks, the sale of gold bars is not their main business. For banks The overall operating cost has been shared by other main business, but it is not the same for gold shops. The main business in the gold shop is selling gold, so they make profits by gold It is the gold shop to rent a store. At this time, the rent of the store is needed to pay the salary of these employees. These costs need to be shared from the profit of selling gold. In terms of aspects, in fact, the price of gold in gold shops is relatively high. The production process is different. The gold bars sold by the bank are almost no processing technology. The most thing is that some zodiac signs are engraved on these gold bars, and other designs are almost not available. In fact, the gold bars sold by the bank are mainly used for investment. Therefore, they don't care too much about the shape of the gold bars. Then the gold bars in the gold shop are not the same. For the gold shop, in order to be able to sell a higher price, they will also perform some deep processing in the shape of the gold bar. A more exquisite appearance to increase the added value of the gold bars. In addition to the value of the gold itself, they will also care about the design and meaning of the gold bar itself. Golden Store also has its own brand, so at this time, the price of gold sold in Golden Store will be greatly improved, and of course it will be higher than the banks sold. The banks are also national institutions. They will receive control from the CBRC and other departments. Therefore, for them, the sale of gold is strictly controlled. Come to regulate, at this time their gold prices cannot be too high or too low, but they are different for gold shops, because gold shops belong to private institutions, so their gold price is based on the market market. The pricing will not be lagging as the international gold price market will be changed. The believe that at this time, many people think that since it is the bank's gold bars is cheaper, why do you not buy gold bars from the bank for processing into jewelry? In fact, there are two main reasons. The first is how to prevent stolen and fraud in the process of making? Then, even if you ask someone to process the accessories, then it requires handling fees and labor costs, and energy consumption, so it will need some labor costs. At this time Differential. In all, in fact, we also see that it is a better hedging tool for gold. In a short time, it can be well preserved, but if it is considered from a long -term perspective, and it is considered from the long run, and it is considered. No value preservation, if it is said 100 years ago, then a gold can be purchased in Beijing to buy a courtyard, but if it is now, then the same weight can be bought in Beijing, so From the perspective of purchasing power, from ancient times to the present, the purchasing power of gold has depreciated. If the gold bars that have not been purchased have actually encountered discounts when they want to realize, then if the influence of international gold prices, the fluctuations in gold are also great, so it is not the best for us Investment method. Actually, the price of the gold bars in the bank is cheaper than the price of the gold shop, but one third is exaggerated. So why is the bank's gold bar cheaper than the gold shop? In fact, the bank is directly managed by the country, so its price will be made based on international gold prices, so the bank does not increase the right to increase the price of gold.
Because the bank is under the state management, the bank does not have the right to adjust the gold price privately, so it is cheaper than the gold shop.
It is mainly because gold shops also make money, but banks regard gold bars as general circulation, but gold shops regard these gold bars as accessories, and naturally collect processing fees.
Two main reasons: First, the main business is different and the profit points are different. Second, the style is different.
everyone knows that the gold of Golden Store is more expensive than the gold of the bank. This is inevitable, because the gold shop's gold not only has the benefits of the brand. The golden prices of banks and gold shops are different, and their prices must be different. In addition, gold can be said to be very like girls. You can see that few girls will buy gold bars in the bank Most of them buy gold in the gold shop.
Gold shops: Gold is the main business, rental, hydropower, card swiping fees, staff salary, etc., all expect the profit of selling gold to support store operations. The price you want to sell with the bank is preparing to clear the goods.
Furthermore, purchase channels. The bank's purchase channels are naturally more channels than the Golden Stores. Moreover, Golden Store also needs to face a series of regulatory authorities, which is naturally not a problem for banks. Second, banks have the same gold bars without brand benefits. In addition, he has no store benefits. This gold saves a lot of costs. The gold bars are luxury, and these two are different at the same time as the price difference.
style: The bank is mainly gold bars. The process is relatively simple.
The styles of gold shops are rich and diverse. Large golden shop gold generally inventory is more than ten kilograms, thousands of gold jewelry: necklace pendant, bracelet bracelets, earrings rings, losers gold bars, and gifts. You can sell dozens of dollars more than do more than a good style. Of course, Golden Store does not expect gold to make money. For example, calculate at the price of 400 yuan/gram of gold. A gold called "artwork" can turn it over a few thousand yuan to thousands of yuan.
The ancients often said: Shengshi antique, golden world gold, is enough to see the position of gold in people's minds. China has always been a loyal fan of gold. In the past few years, the scene of Chinese aunt snapped up gold. This behavior has also made people around the world look at each other, but I have to say that the status of gold is relatively stable. But they are all gold. Do you know why banks are always cheaper than gold shops?
It gold, as a hard currency, is not only loved by the Chinese, but also attracts the attention of the people of the world. In 2019, the United States has carried out two consecutive interest rate cuts, which led to selling on US debt in many countries around the world. At this time, gold reached the peak of the currency at this time, and various countries accumulated gold. Anyone who knows gold knows that in recent years, as the gold mines have become less and less, the price of gold is also rising, but the same weight of gold can sell "two prices". Catty?
Is to buy gold, we all have two places to choose from. One is the bank and the other is the gold shop. There are more choices for Golden Stores. The reason is that Golden Store also comes with a lot of gold jewelry, but banks only sell gold bars. And what we call the "difference" is gold bars, pay attention! It's just a gold bar, which has nothing to do with gold jewelry.
It if you buy gold bars in these two locations, you will find that the price of the bank's gold bars is slightly lower than that of the gold shop. Buy gold bars in the gold shop, and the store will add more than 10 yuan and 8 yuan to the price of gold bars. Generally, the gold bars of more than 100 grams, the gold shop will increase the price of 8 yuan/gram, while the gold shops below 100 grams will increase by 10 yuan/gram. But when you buy gold bars in the bank, you will find that the price is lower than the gold shop.
The banks are national institutions, so the gold bars sold by banks are sold directly to the public. Therefore, the gold sold by banks is strictly affected by international gold prices. The international gold price decline will not rise. The price of gold will be priced at the average price of the market. Generally, the price will be much higher than the bank. Moreover, the golden store's gold price will not immediately change with international gold prices, and there will be a certain lag.
The difference between the gold bars sold by the bank and the gold shop, the production process between the two is also different. The gold bar of the store is different. The appearance is obviously more beautiful than the bank. In order to increase the price of gold, the gold shop will make an article on these gold bars. Whether it is pattern or zodiac, it is obviously more vivid than the bank. The price is naturally naturally. Go up.
For the difference between the two, there is no difference in gold itself. They are all thousands of gold. The reason why the bank is cheap is not only the national institution, but also the processing of gold itself. As for who is more credible, it is the same objective. As for how you choose, it depends on your own situation. If you want to look more beautiful, you can go to the gold shop to buy if you don't care about the price. If you just make gold investment unilaterally, you can choose a bank, because the bank's gold bars also have the function of helping you keep it. You can sell it directly when the gold price rises to reduce the cumbersome procedures in the middle.
As a hard currency, it is also loved by the Chinese people, especially the phenomenon of aunt snapped up gold in recent years. People also feel strange, why is the same weight gold bars cheaper in the bank than in the gold shop? It is said that the bank's first one is one -third cheaper than Golden Store, so what is going on? Also, will the price of gold bars in the bank really be so cheaper? Then let's take a look at what it is caused by what kind of reasons.
First of all, the positioning is different. In the bank, the bank's business mainly rely on the difference between the deposit and loan to make profits. For banks, the sale of gold bars is not their main business. For banks The overall operating cost has been shared by other main business, but it is not the same for gold shops. The main business in the gold shop is selling gold, so they make profits by gold It is the gold shop to rent a store. At this time, the rent of the store is needed to pay the salary of these employees. These costs need to be shared from the profit of selling gold. In terms of aspects, in fact, the price of gold in gold shops is relatively high.
The production process is different. The gold bars sold by the bank are almost no processing technology. The most thing is that some zodiac signs are engraved on these gold bars, and other designs are almost not available. In fact, the gold bars sold by the bank are mainly used for investment. Therefore, they don't care too much about the shape of the gold bars. Then the gold bars in the gold shop are not the same. For the gold shop, in order to be able to sell a higher price, they will also perform some deep processing in the shape of the gold bar. A more exquisite appearance to increase the added value of the gold bars. In addition to the value of the gold itself, they will also care about the design and meaning of the gold bar itself. Golden Store also has its own brand, so at this time, the price of gold sold in Golden Store will be greatly improved, and of course it will be higher than the banks sold.
The banks are also national institutions. They will receive control from the CBRC and other departments. Therefore, for them, the sale of gold is strictly controlled. Come to regulate, at this time their gold prices cannot be too high or too low, but they are different for gold shops, because gold shops belong to private institutions, so their gold price is based on the market market. The pricing will not be lagging as the international gold price market will be changed.
The believe that at this time, many people think that since it is the bank's gold bars is cheaper, why do you not buy gold bars from the bank for processing into jewelry? In fact, there are two main reasons. The first is how to prevent stolen and fraud in the process of making? Then, even if you ask someone to process the accessories, then it requires handling fees and labor costs, and energy consumption, so it will need some labor costs. At this time Differential.
In all, in fact, we also see that it is a better hedging tool for gold. In a short time, it can be well preserved, but if it is considered from a long -term perspective, and it is considered from the long run, and it is considered. No value preservation, if it is said 100 years ago, then a gold can be purchased in Beijing to buy a courtyard, but if it is now, then the same weight can be bought in Beijing, so From the perspective of purchasing power, from ancient times to the present, the purchasing power of gold has depreciated. If the gold bars that have not been purchased have actually encountered discounts when they want to realize, then if the influence of international gold prices, the fluctuations in gold are also great, so it is not the best for us Investment method.
Actually, the price of the gold bars in the bank is cheaper than the price of the gold shop, but one third is exaggerated. So why is the bank's gold bar cheaper than the gold shop? In fact, the bank is directly managed by the country, so its price will be made based on international gold prices, so the bank does not increase the right to increase the price of gold.
Because the bank is under the state management, the bank does not have the right to adjust the gold price privately, so it is cheaper than the gold shop.
It is mainly because gold shops also make money, but banks regard gold bars as general circulation, but gold shops regard these gold bars as accessories, and naturally collect processing fees.